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The Lead

Ways to Pay with Phone Continue to Multiply

June 19, 2015 10:57 am | by Brandon Bailey, AP Technology Writer | Articles | Comments

Big tech companies are competing to help you pay for a store purchase with your phone. Here are some options...

Google's Android Pay Takes on Apple at the POS

May 28, 2015 2:26 pm | by Andrew Berg, Editor In Chief, @andrewberg32 | News | Comments

Android Pay is a streamlined payment tap-to-pay solution that works on contactless POS systems....

New PayPal CEO Promises Renewed Focus on Mobile

May 22, 2015 7:32 am | by Brandon Bailey, AP Technology Writer | News | Comments

PayPal will be spinning off from parent company eBay later this year at a time when it's facing...

Google Wallet Funds Now FDIC-Insured

April 20, 2015 10:07 am | by Andrew Berg, Editor In Chief, @andrewberg32 | News | Comments

News that Google is insuring Wallet users' funds is significant, as competing services such as...

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Facebook Integrates Payments with Messenger App

March 18, 2015 9:10 am | by Barbara Ortutay, AP Technology Writer | News | Comments

Services including PayPal, its Venmo unit and the disappearing-photo app Snapchat let you beam money to friends and family using smartphones linked to bank accounts or credit cards.

Payment Trends for Holiday 2014 and Beyond

January 6, 2015 4:49 pm | by Gregg Smith, Mobility Consulting Architect, IBM Global Technology Services | Articles | Comments

The Holiday season is over and according to the IBM’s Digital Analytics Benchmark, consumers didn’t just open their wallets, they opened their phones— Mobile sales, whether through a smartphone or a tablet, accounted for over 22 percent of all online sales for the 2014 holiday season.

Mobile Shopping on Thanksgiving Takes Bite of Black Friday Sales

December 1, 2014 10:11 am | by Andrew Berg | News | Comments

As retailers increasingly push sales and deals on Thanksgiving Day, IBM reports that mobile browsing on smartphones and tablets accounted for...                     

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Apple Now Accepting China's UnionPay for App Store Purchases

November 17, 2014 10:33 am | by Andrew Berg | News | Comments

Eddy Cue, Apple’s senior vice president of Internet Software and Services, said in a statement that the ability to pay with UnionPay has been one of the most requested...                    

Study: U.S. Mobile Payments to Hit $142B by 2019

November 17, 2014 10:20 am | by Andrew Berg | News | Comments

"The adoption of mobile payments is an evolution — not a revolution — and the evolution is well underway," Forrester concluded in...                        

PayPal’s Not Worried About Apple Pay

November 12, 2014 10:47 am | by Ben Munson | News | Comments

Speaking at the Open Mobile Summit in San Francisco, PayPal CPO Hill Ferguson said his company and Apple’s new mobile payment app have...                         

Review: Is the Mobile Wallet Just A Pipe Dream?

November 11, 2014 10:11 am | by Anick Jesdanun, AP Technology Writer | Articles | Comments

Attempt at your own risk: For an entire week, I left all my cash and credit cards at home to see how well wallet-free...                          

Why Apple Pay IS All That!

October 30, 2014 3:05 pm | by Kasey Panetta | Blogs | Comments

Early reports are mostly saying that the app is great, but companies are still catching up to learn the technology. It will get better with time and as people begin to adopt the technology. It’s only been a few days and hey, Rome wasn’t built in a day.

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MCX Denies Fines for Members Accepting Apple Pay

October 29, 2014 4:35 pm | by Andrew Berg | News | Comments

MCX was formed by a group of major U.S. retailers here in the United States and has made news this week as member companies such as...                    

Poynt Eyes Point of Sale with New Terminals

October 29, 2014 9:54 am | by Michael Liedtke, AP Technology Writer | News | Comments

A Silicon Valley startup is hoping an upcoming transition to smarter credit and debit cards will persuade millions of U.S. merchants to buy...                    

Tim Cook: Apple Pay Card Activations Top 1M in 72 Hours

October 28, 2014 9:40 am | by Andrew Berg | News | Comments

Cook called the intial resistance from retailers a "skirmish" and went on to tout how quickly iPhone users are...                               

Apple Pay Rejected by Walmart, CVS, Rite Aid, 7-Eleven

October 27, 2014 10:15 am | by Andrew Berg | News | Comments

According to multiple reports, major retail chains such as CVS, Rite Aid, and Walmart are disabling their contactless payments systems to thwart...                                

Is Apple Pay Really All That?

October 22, 2014 10:01 am | by Andrew Berg | Blogs | Comments

I'm generally not impressed when Android users scream from the mountaintop that they've had this or that feature for years...                               

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Chinese Mobile Wallet Alternative Comes to U.S.

October 15, 2014 10:50 am | by Mae Anderson, AP Technology Writer | News | Comments

The move will let U.S. retailers tap into the estimated 500 million Chinese online shoppers who spent $298 billion online in 2013.                                                                                

Review: Is Paying by Phone Really Easier than Plastic?

October 2, 2014 9:40 am | by Anick Jesdanun, AP Technology Writer | Articles | Comments

In theory, mobile-payment services such as Google Wallet are easy to use. You simply download an app and enter your card information. With Apple Pay, you can even snap a picture of the card or use the one you already use with Apple's iTunes.

Getting Mobile Right for E-Commerce Retailing

September 29, 2014 10:07 am | by Deepak Agarwal, co-founder and CEO of nomorerack | Articles | Comments

Online retailers are trying to harness this accelerating mobile trend to capture a huge growth opportunity. But to do so, they must engage buyers with desired services and content at the precise moment of need. That’s causing more “e-tailers” to deploy...                 

Amazon Goes After Mobile Payments with 'Local Register'

August 13, 2014 9:36 am | by Andrew Berg | News | Comments

Called Amazon Local Register, the payment solution consists of a secure card reader and mobile app that will allow local businesses to accept credit and debit cards from a smartphone or tablet and keep track of their business. Amazon Local Registers sees the online retailers directly competing with payment providers like PayPal, Square and others. 

BlackBerry Moving into Mobile Payments with EnStream

June 12, 2014 10:27 am | by Andrew Berg | News | Comments

Under the agreement, EnStream will leverage BlackBerry’s infrastructure to enable financial institutions, including Royal Bank of Canada, TD Bank Group, CIBC and Desjardins, and mobile operators to securely provision sensitive payment card credentials into any smartphone capable of near field communication (NFC).

Square to Offers Financing to Small Businesses

May 28, 2014 11:07 am | by Andrew Berg | News | Comments

The company conducted a pilot produce where thousands of sellers used Square Capital to buy equipment and inventory, hire more employees, and add new stores. Many neighborhood businesses with access to alternative funding sources chose Square Capital for the simple and fast process.

Intuit Buys Mobile Bill Pay Service Check

May 27, 2014 10:31 am | by Andrew Berg | News | Comments

Check has a mobile app that automates and consolidates the bill-pay process all in one place, which it says reduces complexity for consumers. Check customers can monitor bills and accounts, receive alerts when bills are due or funds are low, and pay bills automatically.

Mobile Wallet Solutions Get Mixed Grades in Muddled Market

March 5, 2014 4:54 pm | by Andrew Berg | Articles | Comments

The mobile wallet is an idea that seems to eternally be 12 to 18 months out, but not for lack of interest. According to a recent Yankee Group report, fully two-third of consumers surveyed are interested in mobile wallets. However, just 16 percent of mobile device owners have used their phone to make an in-store payment in the past three months.

MWC: Will Incentives Drive Adoption of Mobile Payments?

February 26, 2014 3:23 pm | by Anick Jesdanun, AP Technology Writer | Articles | Comments

Many people use their smartphones to watch video, play games and wake them up in the morning. Some even use them to generate digital boarding passes to fly. So why not use phones to buy stuff at retail stores as well? A variety of mobile wallet systems store credit or debit card information on phones in encrypted form...

Review: LoopWallet Bests NFC Alternatives, at Least for Now

February 19, 2014 2:22 pm | by Andrew Berg | Articles | Comments

The introduction of any new technology is almost always fraught with quirks and rough edges. When VHS and BetaMax first came out, snarled tape and long rewind times were to be expected. When CDs were first released, skipping on the new players was par for the course. Such is the case with mobile payments. 

T-Mo Goes After Banking Fees with Mobile Money Product

January 22, 2014 9:27 am | by Andrew Berg | News | Comments

T-Mobile Wednesday announced a new side project with the launch of a personal finance and mobile payments service. The company calls the new project Mobile Money by T-Mobile. The service includes a combination of smartphone money management applications designed for use with a re-loadable T-Mobile Visa Prepaid Card.

Flurry: Turkey Day Gives App Use a Boost

December 6, 2013 10:21 am | by Andrew Berg | News | Comments

Sitting around at home over the holidays is no longer about playing pinochle with Aunt Gertie. People now have smartphones, and a bevy of time-killing apps installed on them to while away the hours.App analytics firm Flurry today released...

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